First Central Insurance & Technology Group (First Central Group for short) is an innovative insurance and technology organisation, delivering market-leading motor insurance, underwriting, distribution, finance, technology and legal services.

Against a backdrop of a fiercely competitive UK market, we emerged in 2008 to exploit the opportunities from the evolving price comparison sites. We started out with just 62 employees, and now employ over 700 people within our subsidiary businesses, working across multiple locations – Guernsey, Gibraltar, Sussex and Manchester. 

We’re committed to restoring and maintaining trust in the industry through technology and data to reduce risk, tackle fraud and deliver products for the future. Furthermore, our in-house capabilities, people and commitment to innovation makes us stand out from others in the industry.   
 
Our underwriting brands, Skyfire Insurance and Skyfire Reinsurance, use state-of-the-art data sources and capabilities to assess risk at a granular level in order to provide competitive private motor insurance premiums. It is this treatment of data which set us apart from our competitors.

The technological expertise of our developers within the group enabled the creation of a bespoke insurance platform, which is used by 1^ST CENTRAL. This has quickly established First Central Group as a highly skilled and innovative software development hub, and differentiates us from traditional insurance groups.

Meanwhile, our motor insurance broker, 1^ST CENTRAL, is firmly established as a top 10 supplier on UK price comparison websites and has successfully built a customer base of over 450,000, with over three million policies sold in less than 10 years. It strives to make buying car insurance a more accessible and effortless experience, and quickly made a name for itself in the world of UK motor insurance.

1^ST CENTRAL features prominently in the Insurance Times’ Top 50 brokers listing and receives frequent and coveted industry awards for innovation, products and customer satisfaction, including being named 2017’s Motor Insurance Provider of the Year by Money Age and achieving the prestigious national Servicemark award from the Institute of Customer Service, also in 2017.

Most recently, 1^ST CENTRAL was named #2 on Insurance Times' ‘Best Performers’ Broker list 2018, for "outstanding performances...which should translate into enhanced shareholder value".